exam Maths Puzzle Numerical Ability

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Calculate the present value.
A=$20,000 r =12% compounded monthly, t=5 years

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exam Other Question

How do you solve:
1. (x+2)/(x2-2x-3) + (x2-x-2)/x-3

2. 2/x+3 - 1/x = -6/x2+3x

3. It take joe 5 hours to write a paper. working together, bobby and joe can wirte the paper in Use long division to solve
(2x^2+10x+12) / (x+3)