exam Maths Puzzle Numerical Ability

The future value of annuity is A = $32,000. Periodic payments are made quarterly for four years and the annuity earns 8% compounded quarterly. Find the periodic payments.

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translate into a algebraic equations :

1) A girl buys three apples and seven oranges for $4.56. If an orange costs $0.28 more than an apple, how much does each fruit cost?
Would someone please help me with this one:

Solve the following quadratic equations by factoring or by any of the quadratic equations available such as square root, completing the square, etc.
4x^2-8x+3=5