exam Maths Puzzle Numerical Ability

Mike inherits $ 125400 and invest them on two certificate of deposit one paying 4.5% and the other 7% simple annual interest. If the interest Mike receives is for the amount of $ 7

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the instructions say to factor;

2x^5 + 6x^4 - 8x^3

Oh please help i am getting so confused
The sales tax is $49 for a dining room table that costs $1225. Find the sales tax rate?