book Maths Puzzle Numerical Ability

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The interest rate on an auto loan in May was 12 3/8%. By September the rate was up to 14 1/4%. How many percentage points did the interest rate increase over the period?

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i need you to show me the steps in finding the right answer for the following problem: Marla begins walking at 3mi/h toward the library. Her friend meets her at the halfway point a simplify: -(x-1)-(3x-2)-(7x-5)