exam Maths Puzzle Numerical Ability

Jack invests $1000 at a certain annual interest rate, and he invests another $2000 at an annual rate that is one half percent higher. If he receives a toal of $190 interest in one

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can someone tell me the answer to this question:

Which common graph looks like a really wide, short "S" ?
If y varies directly as x, and y = 16 when x = 20.

Find y when x = 5.