exam Maths Puzzle Numerical Ability

Suppose a company offers you a sales position with your choice of two method of determining your yearly salary.One method pays $12600 plus a bonus 2% of your sales .The other met

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x^2-1/x divide x+1/x-1

x^2-1/x divide x-1/x+1

=x^2/x ? The amount of annual interest earned by $8,000 invested at a certain rate is $200 less than $12000 would earn at a rate 1% lower . At what rate is the $8000 invested?