exam Maths Puzzle Numerical Ability

A horse travels 20 mi/h faster than a cat. The horse traveled 25 miles in the time it took the cat to travel 5 miles. Find the speeds of both animals.
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I have a question that states: use the factor theorem to find a polynomial which is not a factor of f(x)=3x^4-5x^3-35x^2+25x+12. (x-4)(x-1)(x+3)(3x-2) Marina leaves home at 9AM, bicycling at a rate at 24 mi/h. Two hours later, John leaves driving at the rate of 48 mi/h. At what time will John catch up with Marina?