book Maths Puzzle Numerical Ability

A town with a current population of 615,600, has a growth rate of 1.3%. Find the multipler for the rate of exponential growth.

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You want to have $40,000 to buy a new boat in six years. How much do you have to save at the end of each year to reach this goal if you earn
If possible, simplify the ratinoal expression.

y^2 - 7y / y^2 - 8y +7