Maths Maths Puzzle Category

Please help,
What is the difference between leap yaer and simple year?

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Maths Other Question

A woman borrows $3000 at 16% on August 15th. She pays $600 on September 15th , $800 on October 15th , $600 on December 15th. If she makes a final settlement on February 15th of the following year, How much will she pay? .

#Please explain before solution
ATOMIC forms CVQEKO then RANDYE forms-------