exam Maths Puzzle Numerical Ability

please help me solve this equation: 3x^2-x-2

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How do you check to see if a function is even or odd. I know how to do it if I see the graph. Need to know algeraicly. The Heffelfinger Law Office, Inc. borrowed $2,400 from a local finance company for 4 months. If the finance company discounted the note at 8%, the maturity value of the loan was _