book Maths Puzzle Numerical Ability

A worm is at the bottom of a 12 ft. wall. Every day it crawls up 3 ft., but at night it slips down 2 ft. How many days does it take the worm to get to the top of the wall? How do I solve this?

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book Other Question

x-5=-3 find the future value of a loan of $10,000 at 7% compounded semiannually for 8 years.
i used a=p(1+r/m)
10,000(1+ .07/2)
one year +10,350
i dont know how to do 8 years, do i mu