exam Maths Puzzle Numerical Ability

Please help with these finance problems!!!!!!!

A. Joe won a lottery jackpot that will pay him $12,000 each year for the next ten years. If the market interest rates are currentl

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the product of m & 5,minus the quotient of t & 7 i dont really understand this i need help!!!!!i also need this now!!!!!
Factor.
8m^4n - 16mn^4