book Maths Puzzle Numerical Ability

I have one more problem! Interest is compounded annually. Find the amount in the account after the given length of time. round to the nearest cent. HERE THE PROBLEM! PRINCIPAL $400

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x^4-5x^3+12x^2-5x-2
factorise it
Suppose you own a car that is presently 40 months old. from an autombile dealers blue book you find that its present trade in value is #3300. From an old one u fint that the cars