book Maths Puzzle Numerical Ability

Can someone please help me solve this problem. I already sent it yesterday, but did not get a response. Thanks in advance.

Suppose you invest $12,000 in two funds paying 10.5% a

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perform indicated operations and simplify
1. (x-4)cubed

2. (x(a)-1)(x(a)+1)

3.2y(2)+6/y(2)-y times y(2)-y(3)/4-8y

4.9xy(3)/7x(2)y divided by 2x(2)y(2)/ 3x(4)

systems o
Can someone help me solve this problem?

A community service organization has 16 men and 15 women in its membership. How do you write the ratio of women to men?

Thanks,
Sher