exam Maths Puzzle Numerical Ability

can you please help me to understand this problem.

2. (4 points) Write down all possible subsets of {a, b, c, d}

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exam Other Question

Please help me solve these problems.
Factor. Check by multiplying
4x^5 y^3+16x^3 y^2+32xy and
9x^2=72x and
factor by grouping
21x^3-15x^2+28x-20.
Thank you very much!
Mr. Scrooge and Mr. Marner believed in saving money. At the end of 3 years, Mr.Scrooge had saved no less than two thirds what Mr.Marner had saved. If Mr. Marner saved $15.00 per weel, what is the least amount of money that Mr. Scrooge saved?