Syntel Company Numerical Ability Profit and Loss

if a sales man gets successive gain of 15% and 20% then his actual gain?
ans. 38

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Syntel Other Question

from 6 white balls and 7 black balls probability that 2 balls drawn at random are of the same color? a string of pearls such that 1/3 is lost and of that 1/4th is missing, remaining is 20 then actual number of pearls?
ans. 40