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(#M40154489) AMCAT QUESTION Keep an EYE

The impressive recent growth of certain sectors of the Indian economy is a necessary but insufficient condition for the elimination of extreme poverty.

In order to ensure that the poorest benefit from this growth, and also contribute to it, the expansion and improvement of the microfinance sector should be a national priority.studies suggest that the impact of microfinance on the poorest is greater than on the poor, and yet another that non-participating members of communities where microfinance operates experience socio-economic gains — suggesting strong spillover effects. Moreover, well-managed microfinance institutions (MFIs) have shown a capacity to wean themselves off of subsidies and become sustainable within a few years.
Microfinance is powerful, but it is clearly no panacea.Microfinance does not directly address some structural problems facing Indian society and the economy, and it is not yet as efficient as it will be when economies of scale are realised and a more supportive policy environment is created.

Loan products are still too inflexible, and savings and insurance services that the poor also need are not widely available due to regulatory barriers

Still, microfinance is one of the few market-based, scaleable anti-poverty solutions that is in place in India today, and the argument to scale it up to meet the overwhelming need is compelling.According to Sa-Dhan, the overall outreach is 6.5 million families and the sector-wide loan portfolio is Rs 2,500 crore.

However, this is meeting only 10% of the estimated demand. Importantly, new initiatives are expanding this success story to the some of the country's poorest regions, such as eastern and central Uttar Pradesh.
The local and national governments have an important role to play in ensuring the growth and improvement of microfinance. First and foremost, the market should be left to set interest rates, not the state. Ensuring transparency and full disclosure of rates including fees is something the government should ensure, and something that new technologies as well as reporting and data standards are already enabling.

Furthermore, government regulators should set clear criteria for allowing MFIs to mobilise savings for on-lending to the poor; this would allow for a large measure of financial independence amongst well-managed MFIs. Each Indian state could consider forming a multi-party working group to meet with microfinance leaders and have a dialogue with them about how the policy environment could be made more supportive and to clear up misperceptions.

There is an opportunity to make a real dent in hard-core poverty through microfinance.By unleashing the entrepreneurial talent of the poor, we will slowly but surely transform India in ways we can only begin to imagine today.



1. which of following is not a challenge faced by microfinance in india ?
a. does not help the poorest
b. efficient when economy of scale is achieved
c. non_conducting policy environment
d. structural problems of india society


2. which of following is correct with regard to microfinance?
a. the supply is more than demand
b. the demand is more than supply
c. the supply and demand are well balanced
d. none of these can be inferred from the passage

3. which of following will the author afree to ?
a. indian economy growth will solve the problem of poverty.
b. indian economy growth is not enough to solve the problem of poverty
c. indian economy growth aggravetes the problem of poverty
d. none of these

4. what is the author view about interest rate?
a. the goverment should set them
b. there shoukd be transparency with regard to them
c. the market forces should set them
d. both a and b
e. both b and c

Asked In AMCAT amol jain (10 years ago)

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(#M40154488) AMCAT QUESTION Keep an EYE

a. you should create
b. in siyuation that have
c. been stuck
d. transformation
e. the space for

1.BCEDA 2. AEDBC 3. ADEBC 4. EDABC



A. DISAPPOINTED IF
B. NOT FULLFILED
C. DO NOT BE
D. OR
E. PROMISES ARE
F. FRIENDS LET YOU DOWN


1. CFDAEB 2. CABDEF 3.CAFDBE 4. CAFDEB 5. CBAEDF




which of the following gramitical correct?
a. some of the books lying on the table is not needed for this exam.
b. some of the books lying at the table is not needed for this exam.
c. some of the books lying at the table are not needed for this exam.
d. some of the books lying on the table are not needed for this exam.
e. some of the books lying over the table is not needed for this exam.


a.rahul knew that it was worthless /b.to scream at the policeman/c.who was least bothered about his lost wallet

1. a
2. b
3. c
4. no error

Asked In AMCAT amol jain (10 years ago)

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(#M40154480) AMCAT QUESTION Keep an EYE

Mehak was in a whimsical mood & to reach her home from her office she took the following steps 4 steps towards North, 3 steps towards East, 8 steps towards South, 6 steps towards West, 7 steps towards North, 5 steps towards East, 6 steps towards south, 4 steps towards west and finally reached her home taking 3 steps towards north, the location of Mehaks home with respect to her office is
a) 3 steps to the East
b) 2 steps towards the East
c) 5 steps towards the North
d) 2 steps to the West

Asked In AMCAT amol jain (10 years ago)

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(#M40154478) EXAM QUESTION ratio and proportions Keep an EYE

A restaurant prepares 22 litres of a mixture that contains 25% of orange essence and the remaining quantity as water. If 3 litres of water is mixed in this mixture,what will be the percentage of orange essence in the new mixture?

Asked In Exam ketan (10 years ago)

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(#M40154477) BANK EXAM QUESTION Keep an EYE

A,B,C are pipes attached to a cistren.A na d B can fill it in 20 and 30 ..while C empty it in 15 min..If A,B,C open successively for 1 min each.how soon the cistern will be filled?

Asked In Bank Exam MohanRaj (10 years ago)

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(#M40154474) ELITMUS QUESTION TSD Keep an EYE

Do any1 remember d question of TSD of 11 nov 2015.... how to solve dt one?

two trains with speeds of 60,65 kmph running in opposite direction.. distance between them is 19 or 21 km(i dnt remember)... at what distance from the train B will the two trains meet for second time?

Asked In Elitmus Bushra (10 years ago)

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(#M40154466) ELITMUS QUESTION SS Keep an EYE

8M AND 12 W WORKING 7 HOURS A DAY COMPLETE 3/4 OF THE WORK IN 3 DAYS.IN HOW MANY DAYS 4M AND 6 W WORKING 8 HOURS A DAY,THE ENTIRE JOB BE DONE?

Asked In Elitmus MohanRaj (10 years ago)

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(#M40154440) AMCAT QUESTION Keep an EYE

P,Q and R together earn Rs.1620 in 9 days. P and R can earn Rs.600 in 5 days. Q and R in 7 days can earn Rs.910. How much amount does R can earn per day?

Asked In AMCAT nikhil (10 years ago)

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(#M40154385) ELITMUS QUESTION Keep an EYE

I am going to take test on nov 8 2015. I am 2015 batch Passout. Present I don't have my 10th,B.Tech originals are not with me.It is in custody of my college adminstration. only i have semester wise transcripts with me .So am I write exam or not?

Asked In Elitmus Umabandekar (10 years ago)

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(#M40154377) ELITMUS QUESTION Keep an EYE

do anyone got result of elitmus held on 11 oct 2015? plz rply soon.. i didnt get d result upto now

Asked In Elitmus Bushra (10 years ago)

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